Terms and Conditions (May 1, 2022)

The DM Group LLC (“DMG”) administers www.commiqs.com (“Site”).

Your access and use of the Site is subject to the following terms and conditions (“Terms and Conditions”) and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions found here and acknowledge that any other agreement between you and DMG that may govern or affect your access and use of this Site, regardless of its’ form is null and void.

The thoughts and opinions expressed on this Site are opinions only and do not constitute financial advice. We encourage you to use this Site as part of your own research and due diligence, but any actions taken as a result of the information presented on this Site is your responsibility.

All external content, visuals, and trademarks are the property of their respective owners. They are not affiliated with this Site and do not endorse it unless otherwise noted.

This Site and its’ contents are licensed under Creative Commons Attribution-Non-Commercial-Share-Alike 4.0 International (CC BY-NC-SA 4.0) . You can find governing license details here.

You should assume that every external link found via this Site is copyrighted material unless otherwise noted and may not be used except as provided in the owners Terms and Conditions or in the text on that website without the prior written permission of the original source of that content.

DMG neither warrants nor represents that your use of materials displayed or found on this Site will not infringe the rights of third parties that are not owned by or affiliated with DMG. it is your responsibility to contact these third parties concerning the content found on their websites.

You may use original material displayed on the Site for non-commercial, personal use only, provided that you abide by the Creative Commons licensing terms found here: https://creativecommons.org/licenses/by-nc-sa/4.0/ :

  • Non-Commercial — You may not use the material for commercial purposes.
  • Share-Alike — If you remix, transform, or build upon the material, you must distribute your contributions under the same license as the original.
  • Attribution — You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the license or endorses you or your use.

While DMG uses reasonable efforts to include accurate and up-to-date information on the Site, however DMG makes no warranties or representations as to its accuracy. DMG assumes no liability or responsibility for any errors or omissions in the content on this Site.

Your use and browsing of this Site is at your own risk. Neither DMG nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Because our website is provided to you “As Is,” you agree that DMG shall not be liable to you or any third party for any delay in delivery of, or failure to deliver, any of your communications or other information you submit using our website. Because our website is provided to you “AS AVAILABLE,” you agree that DMG shall not be liable to you or any third party for any modification, suspension, or discontinuance of our website or your ability to access it. DMG also assumes no responsibility, and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site.

Images of people or places displayed on the Site are either the property of third parties or used with permission by DMG. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided by the original owner. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

DMG has not reviewed all of the sites linked to the Site and is not responsible for the contents of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.

DMG may also, in its sole discretion and at anytime, discontinue this Site, or any part thereof, without notice. You agree that you do not have any access rights to this Site and that DMG will have no liability to you if this website is discontinued or your ability to access our website is terminated.

DMG may have websites which have additional or different terms and conditions such as  Partner portals. Your use of these websites shall be governed by the terms and conditions posted on those websites.

DMG may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms and Conditions to which you are bound.

DMG Customer Forums
A “DMG Customer Forum” is any area or site that is part of any DMG website including chat areas, message boards, instant messaging, mobile messaging, social communities, blogs, or e-mail that offers customers and users the opportunity to contribute submissions. If you wish to contribute or participate in a DMG Customer Forum, then we want to thank you for your participation. We are working to create sites that are helpful and relevant to our customers and end-users. However, there are still limits on what you can do on a DMG Customer Forum.

DMG Customer Forums are for public, not private, communications. You have no expectation of privacy associated with any submission. Any submission you make and any use of any submission is at your own risk. You are solely responsible for the submissions you make on any DMG Customer Forum.

Please remember that we have no duty to monitor any DMG Customer Forum. Because we owe you no obligation, DMG may refuse to post, send, add, remove, modify or take any action DMG desires regarding any submissions you make to a DMG Customer Forum. Please read the rules of conduct below before you participate.

DMG is not responsible for, and does not endorse, the opinions, advice or recommendations posted in any DMG Customer Forum and we specifically disclaim any and all liability connected to those submissions.

Customer Rules of Conduct
In addition to the terms and conditions of our website and the discussion above, the following rules of conduct apply to DMG Customer Forums.

You agree to not make any submission that, as determined by DMG:

Encourages or advocates illegal activity.
Infringes or violates any right of a third party including copyright, patent, trademark, trade secret or other proprietary or contractual rights, right of privacy or any confidentiality obligation.

Offers to sell any products or services (whether or not for profit) or solicits others (including solicitations for contributions or donations).
Is defamatory, political, religious, abusive, harassing, threatening, hateful or racially offensive.

Is violent, vulgar, obscene, pornographic or otherwise sexually explicit.
Contains a virus or other harmful component, or otherwise tampers with, impairs or damages the DMG Customer Forum or any connected network, or otherwise interferes with any person or entity’s use or enjoyment of the DMG Customer Forum Sites.

Is not directed at the topic or theme of the relevant DMG Public Forum.
Misleads others regarding identity or affiliation.
Submission Removal and Identification

DMG may at its discretion:

Remove a submission at any time.
Identify a user to third parties or disclose to third parties any submission or personally identifiable information, when we believe in good faith that identification or disclosure will facilitate compliance with laws, help to enforce these terms of use or protect the safety or security of any person or property, including any DMG Customer Forum.

Content accessible through links
DMG websites may have links to other websites outside of this domain. These sites are beyond our control even if the site has banner advertisements and links from advertisers, sponsors and content partners that may use our logo(s). These third-party sites may have different terms of use and privacy policies, and we are not responsible for the activity on these sites. Further, we are not responsible for the accuracy, relevance, legality or decency of material contained on those sites.